MarketplaceAverage Checking Account BalancePosted on April 14, 2010. Average account balance control? Just curious to know what people keep in their bank accounts in general?? I heard the other day a huge amount of Americans live paycheck to paycheck. I usually keep between $ 200 - 600 in mine. I'm antsy for that next pay if it drops below 200. I've never lived paycheck to paycheck. = bank account accumulation. Yes most of the poor live payday payday.It the I usually keep between 100.00 and 300.00 from my account. I just paid my bills and pay cash for mine all the rest. Yes, we live in wage salary and I hate it! We did not hurt for anything so I guess I should be happy about it. It makes no sense to keep more than a few thousand to see if your money could be made of interest to you. Just keep enough to deal with minor emergencies like car repairs and stuff like that. invest the rest. I would not say that I live pay check, but I'm happy to get this check, lol. It's different for everyone, because everyone is different. There is no real, meaningful "average" would be useful to know. The basic rule is that you must have 6 months income available for emergencies. Job loss, disability without pay, etc. So, calculate your net check weekly multiiply by 26. You can include savings, investments, etc. in this issue. You're right that many people live a pay check. My husband and I are on one income with two children. We certainly live paycheck to paycheck. we probably have 1.00 in our account right now. I am 26 years old, and I usually keep about 5,000 ... but I have not had a job in a year or so, so, it typically ranges from around 1,000-2,000 now: / We should not keep their extra $ $ $ $ in the checkbook CommentsThere are no comments.Leave a Comment | Newest My Friends |