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Posted on April 27, 2010.
Bank Account Apply OnlineI am on H1-B visa and I have a SSN. Am I a resident "or" non-resident alien to apply online bank account?

To apply online bank account you must be a U.S. person, including foreign residents. I am on H1-B visa and I have a SSN, U.S. address, etc. (so I can actually apply), but I do not know if my status allows me to do by law.

This question has been asked by the bank for tax purposes, so make sure you select the correct state because it could affect your tax liability. Foreigners are considered non-resident aliens and resident aliens by the Bureau of Citizenship and Immigration Services. To be considered a resident alien, the person must meet one of two tests: the green card test or the substantial presence test.

If a non-citizen currently has a green card or has had a green card from the previous calendar year, he or she passed the test of the green card and would be considered a resident alien. If the person has resided in the United States for more than 31 days in the current year and has resided in the United States for more than 183 days over a period of three years, including the current year, he or she pass the substantial presence test and be considered a resident alien.

In short, just because you are here on a H1-B visa does not mean you're automatically considered a nonresident alien.

While you're in the U.S. legally, you are a resident. Residence simply means the place where you used to sleep at least half the time. It stands to be a citizen.

If online banks are too fussy about it, then go to a regular bank. And I suggest you use the highest possible major banks. At that time, that is Chase.

What they refer to as residents of the United States are those that are classified as permanent residents or legally admitted APR's. A visa, regardless of class, do you qualify for this status. You'll need to adjust status to be eligible, legally.

when it comes to opening a bank account online, you are considered non-resident. but fortunately, when it comes to paying your taxes, you are a resident. LOL. luck.

Go to the branch ... The online system is obsolete

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