Best Student Checking Accounts

Although I hate Wells Fargo, they have a large student control / savings acct.

I have had U.S. Bank, but they were so very cool, so I went to Bank of America.

From my experience, a local credit union is the best way forward. They usually have lower fees and cost nothing to join. Small banks are better than me, and credit unions are much smaller than a large chain. For the answer to credit card unless you're very responsible, do not get one. If you do Capital One is very good.