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Cd Rates NjPosted on March 7, 2010. What is the best bank in New Jersey has the highest interest rates for deposits cd? I live in Essex and I am currently looking for a bank whose interest rate is higher. I would check with the Bank of America! ... online banks have generally higher for the CD. Check INGDirect.com or emigrantdirect.com. You can easily transfer funds with your electronic account. Transfers to and usually about 2 days. They are FDIC Insured. CommentsThere are no comments.Leave a Comment | Newest My Friends |