Credit Card Debt In Texas

I'm in court, and I want to know if a lien can be placed on my house for the credit card debt. Will I have access to clear the title if I ever decide to sell.

Yes they can, they take you to court and obtain an order, they can also attach bank accounts, but can not garnish wages in Texas.

They can not take your house, but if you sell the lien must be paid on profits.

A privilege granted only to stop Texas real estate you own. It has no effect on your personal property.

If you own a home in Texas. You, of course, assume that your debt attached to your home. But it does not work. Texas exempts your personal residence of the ruling power of privilege. This is called a "free farm."

Even if your debt is not attach to your firm, it creates a cloud on the title of your home. In other words, your creditors, it may be difficult for you to sell your home because your privilege creates an issue of ownership.

debt credit card debt is unsecured. They can not place a lien on your house as much as I know. There really is not much they can do.