Credit Card Debt Stories

I'm 26 and I have no credit history at all. I still need to make a purchase online, such as airline tickets or over the Internet. Right now I am not able to get a loan for school, home, finance a car or even get a cell phone. Do I really get a card protection and work from there? If not, what can I do to establish even a tiny bit of credit ??!!!! I do not want to go into debt! THANK

A credit card is a bad idea, but only for people who have no common sense, because it is entirely up to you how you use it.
I find it allows me to make thousands just by allowing me to buy outside of eBay, for example, and each purchase I make with it is covered by insurance ..... agreement cc is extremely simple:
Just remember that it's not your money, if you spend only
have funds to repay when the bill comes, and you will be very well .....
If you need more, those stuck in, soak it all in time and it'll help
strengthen your knowledge:
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if you have any luck please do not forget me lol, hope it helped you!

Without a credit history, a financial institution has no background to determine if you are a good credit risk. It is almost the same situation if you did not pay your loans, etc.. The first thing to do is get this credit card protected start building a credit history. Go to your bank, talk to a personal banker and let them know what your situation. Starting a small retirement account and a savings account for emergencies. This will show the bank that you're serious about your financial future. With credit card to pay it in full every month and continue this practice with everything you get in the future. This is a good practice and ensure that you start to get the best rates and products.
Good luck!

If you are not so impulsive

My suggestion is that they have special cards just for doing so. cards with low balances, I mean maybe get a card 200 max on it, but only use it if you have the money to pay immediately, I mean load on it, and then the mail the same day the gap payment, or a few days later. debt credit card is terrible, I've never had one because I know I will be entering a world of misery, my sister had many problems and my parents had to take a loan out for it debt credit card, and she had not for a few months but she was about 15 (she was in big trouble, and his credit is all messed up)

Yes, but manage it wisely and not overspend what you can not save! It's so easy to spend money you do not.

get a card. preferably something with a decent interest rate as around 8-10 APR. used sparingly and only for the crap you need, not want. pay on time and keep the balance below 50% of the total limit available. Once you go above 50%, a red flag is sent to the office and your score decreases gradually as long as you are more than limit. best advice is to get a card and use it for gas and groceries. That's it. either pay the entire balance each month or at least make the monthly payments on time. Once you get the hang of this, your score will increase things like loans, car and cell is much easier. you should be able to obtain a cell now. my credit is still I always attrocious. wirefly.com check and they should be able to give you a

Your best option is a debit card. Butifer you get a card besure credti 3 things.
1-n & # 0.