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Debit Card OverdraftPosted on February 15, 2010. What is the maximum that my bank would let me open my debit card? I only have $ 120, would they let me open a purchase of $ 1,600 debit card? I just read an article that banks now refuse to debit cards found. They used to allow discovered because it was profitable. The fees and charges for an overdraft caused them a lot of money. But the government started its very serious about reining in these charges if banks begin to simply refuse to allow any overdraft. LOL ... you're either delusional or ignorant. They can let you go over $ 16, but not bank on earth will you spend money you do not have $ 1,600! LOL CommentsThere are no comments.Leave a Comment | Newest My Friends |