Deseret Money Market Account

My boyfriend and I want to start a MMA, and have looked at opening an account w / Zions Bank (we reside in California). We know that there are no branches in California (what we know, anyway). We have not been too lucky to find consumer reviews on the recent banking and their services and so on. Can someone enlighten us on this issue of the Bank and their MMAs?

This is the highest rate of MMA that I could find (over 100k). I just opened an account - I called him twice on the account. They are sensitive enough.