Highest Bank Rates

There is a very good website where you can compare CD rates from across the country.

http://www.bankrate.com

You can also see the mortgage rates, personal loan rates, etc.

When you write above Bank rate, ask yourself about the CD rate, the rates of savings accounts, or interest rate on current accounts? These exchange rates daily. The banks are trying to compete with each other to attract depositors by as many as possible while paying the lowest rates possible.

I suggest you visit several banks and credit unions. If you want a CD, make sure you tell the bank how much you are willng to invest and how long you're willing to give them money. These will be both the effect of interest rates.

If a check or savings account, you need to watch all the services of the bank accounts and expenses. Each bank has several accounts with different features and different rights. Some banks may have overdraft fees low, but high costs in other areas. Some accounts waive all fees if you maintain a minimum balance. Other accounts a monthly subscription, but no fee on each transaction. Other accounts have no monthly fees, but fees for each transaction.

Some banks have a large number of ATMs that you can use without charge. Other banks charge for ATM.

Make sure you get everything in writing. Do not accept anything representative of the customer service say verbally.