Laws Governing Collection Agencies

My boss is planning to open another company (collections) because we have no right here in Bend. He asked me to research and I have only found dead ends. I would appreciate any leads! Thank you!

Oregon Collection Agency Laws
Some important information about the status of Oregon State limitations, including: Laws of Oregon, Oregon judgments, garnishments, Oregon, Oregon interest rate, Oregon Bad information on legislation and Oregon Collection Agency Requirements.

INTEREST RATE
Statutory + Judgement: 9% simple interest per year (unless the contract)

Prescription (years)
Open Acct. 6
Sale of Goods: 6 (4 yrs UCC Transaction)
Written contract: 6
Judgement within 10 - Renewable at 10
Foreign Judgement: 10

LAWS NSF (civil penalty)
Can recover reasonable attorney fees and statutory damages of three times the amount of the NSF, $ 500 more if the demand letter is sent to debtor 30 days before the lawsuit.

INPUT GENERAL EXEMPTIONS
75% of disposable earnings or 40 x fed. min. hourly.

BOND & collection agency license
Bond: No
License: Registration only
Fee: establishment by the Director
Exemption from out of state collectors: the state authorities of contact. Out-of-state agencies may be exempt if [1] for collection outside the client's condition, [2] the debt was incurred by an Oregonian outside the state, and [3] the state where the collection agency is headquartered has a registration program comparable to Oregon law.

Here is the application:

http://dfcs.oregon.gov/forms/2778.doc

Look at the links here:

http://licenseinfo.oregon.gov/index.cfm? ...

Here is a page I clicked on the link above: Statues and regulations are links at the bottom of the page:

http://dfcs.oregon.gov/collection_agenci ...