MarketplaceOpening A Business Bank AccountPosted on May 14, 2010. Is opening a business bank account will depend on my credit rating? I have a "satisfied" a decision on my credit file. will that affect my chances of getting a business account? I do not want an overdraft or something like that. Unless they have changed, Washington Mutual does not pull credit reports for checking accounts. business entities were checked and only fired Chexsystems. Yes when establishing an account for business reasons, your personal credit file is used. Yep! CommentsThere are no comments.Leave a Comment | Newest My Friends |