MarketplaceTcf Bank Cd RatesPosted on May 16, 2010. What legitimate U.S. bank offers the best interest rates on the certificate of deposit (CDs)? I want to open a CD. I currently use Bank of America, TCF Bank, and a local bank. Where can I get the interest rate the highest? http://www.bankrate.com/cd.aspx not sure. But local banks are the way to go with anything. more personal and reliable. and they do not try to slam you with fees, because they are actually located in the same region and to understand people. I had terrible experiences with many "big names" of banks, whose list I'm not here out of respect. but, for some time now, I just found my local banks and the service and ease of communication has been so much better. luck. Orange Bank offers nearly 4% on their CDs now again. CommentsThere are no comments.Leave a Comment | Newest My Friends |